Index Comparison

December 31, 2005

ASSET CONSULTING GROUP

a division of Gabriel, Roeder, Smith, & Co.

Page 2

3 Months

Last 12 Mon

Last 3 Years (Annualized)

Lehman Gov/Credit Bond

0.60

2.36

3.74

Lehman Gov/Credit-Interme

0.52

1.58

2.97

Russell 1000 Growth

2.98

5.26

13.23

Russell 1000 Value

1.27

7.05

17.48

Russell 3000

2.04

6.12

15.90

MSCI EAFE

4.08

13.54

23.68

S&P 500

2.09

4.91

14.39

Russell 2000 Growth

1.61

4.15

20.93

Russell 2000 Value

0.66

4.71

23.18