Index Comparison
December 31, 2004
		ASSET CONSULTING GROUP
		a division of Gabriel, Roeder, Smith, & Co.								Page 2
				3 Months	Last 12 Months	Last 3 Years (Annualized)
			Lehman Gov/Credit Bond	0.81	4.21	6.59
			Lehman Gov/Credit-Intermediate	0.43	3.04	5.68
			Russell 1000 Growth	9.17	6.3	-0.18
			Russell 1000 Value	10.38	16.49	8.57
			Russell 3000	10.16	11.95	4.8
			MSCI EAFE	15.36	20.7	12.31
			S&P 500	9.23	10.88	3.59
			Russell 2000 Growth	15.08	14.31	5.79
			Russell 2000 Value	13.21	22.25	16.5