HOLLYWOOD POLICE PDF
LOCK EAGLE GR. EQUITY EXECUTIVE HERE LOCK LOCK EAGLE GR. EQUITY UNIVERSE HERE LOCK LOCK EAGLE GR. EQUITY RISK HERE LOCK LOCK EAGLE VALUE EXECUTIVE HERE LOCK LOCK EAGLE VALUE UNIVERSE HERE LOCK LOCK EAGLE VALUE RISK HERE LOCK EAGLE SMALL CAP EXECUTIVE HERE LOCK LOCK EAGLE SMALL CAP UNIVERSE HERE LOCK LOCK EAGLE SMALL CAP RISK HERE LOCK
Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan % Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan % Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan Leesburg Police Officers' Pension Plan %
Eagle Growth Stocks Eagle Growth Stocks Eagle Growth Stocks Eagle Value Stocks Eagle Value Stocks Eagle Value Stocks Eagle Small Cap Stocks Eagle Small Cap Stocks Eagle Small Cap Stocks
Executive Summary Universe Comparisons Risk Measures Executive Summary Universe Comparisons Risk Measures Executive Summary Universe Comparisons Risk Measures
35 Broad Large Cap Growth Core 37 31 Broad Large Cap Value Core 33 39 Broad Small Cap Core 41
Inception date is March 31, 1999 36 2 Yr Inception date is March 31, 1999 32 2 Yr Inception date is March 31, 1999 40 2 Yr
All dollar values are shown in thousands. Returns are in percent. "%-tile" is the percentile ranking within the universe. # of Negative Qtrs All dollar values are shown in thousands. Returns are in percent. "%-tile" is the percentile ranking within the universe. # of Negative Qtrs All dollar values are shown in thousands. Returns are in percent. "%-tile" is the percentile ranking within the universe. # of Negative Qtrs
Returns for periods exceeding one year are annualized. Returns for periods exceeding one year are annualized. # of Positive Qtrs Returns for periods exceeding one year are annualized. Returns for periods exceeding one year are annualized. # of Positive Qtrs Returns for periods exceeding one year are annualized. Returns for periods exceeding one year are annualized. # of Positive Qtrs
Returns are net of fees. Incept is March 31, 1999 to June 30, 2003 Batting Average Returns are net of fees. Incept is March 31, 1999 to June 30, 2003 Batting Average Returns are net of fees. Incept is March 31, 1999 to June 30, 2003 Batting Average
Account Reconciliation Trailing Returns through June 30, 2003 Worst Qtr Account Reconciliation Trailing Returns through June 30, 2003 Worst Qtr Account Reconciliation Trailing Returns through June 30, 2003 Worst Qtr
Beginning Value Fund Best Qtr Beginning Value Fund Best Qtr Beginning Value Fund Best Qtr
Net Flows Return Range Net Flows Return Range Net Flows Return Range
Investment G/L %-tile Worst 4 Qtrs Investment G/L %-tile Worst 4 Qtrs Investment G/L %-tile Worst 4 Qtrs
Ending Value FR1000G Standard Deviation Ending Value FR1000V Standard Deviation Ending Value FR2000 Standard Deviation
6/30/2003 Return Beta 6/30/2003 Return Beta 6/30/2003 Return Beta
Qtr %-tile Annualized Alpha Qtr %-tile Annualized Alpha Qtr %-tile Annualized Alpha
1,643 Universe R-Squared 1,638 Universe R-Squared 867 Universe R-Squared
-11 5th %-tile Sharpe Ratio -10 5th %-tile Sharpe Ratio -5 5th %-tile Sharpe Ratio
253 25th %-tile Treynor Ratio 221 25th %-tile Treynor Ratio 199 25th %-tile Treynor Ratio
1,886 50th %-tile Tracking Error 1,848 50th %-tile Tracking Error 1,061 50th %-tile Tracking Error
2003 75th %-tile Information Ratio 2003 75th %-tile Information Ratio 2003 75th %-tile Information Ratio
YTD 95th %-tile Fund YTD 95th %-tile Fund YTD 95th %-tile Fund
1,683 2 Qtrs 5 1,713 2 Qtrs 4 918 2 Qtrs 4
-16 13.1 3 -15 8.88 4 -8 16.59 4
219 24 50 151 80 37.5 152 32 50
1,886 13.09 -20.21 1,848 11.57 -19.09 1,061 17.88 -23.27
3/31/1999 24 17.28 3/31/1999 31 13.52 3/31/1999 23 23.95
Incept 18.36 37.49 Incept 13.43 32.61 Incept 24.13 47.22
  2,228 13 -28.14 1,511 11.63 -24.75 1,724 17.58 -32.84
-6 10.88 21.59 544 10.98 18.43 -1,153 14.33 24.84
-336 9.53 1.03 -207 9.27 1.01 490 12.16 1.02
1,886    1,886,000 7.52 1.56 1,848    1,848,000 7.02 -2.95 1,061    1,061,000 9.27 0.7
Investment Policy 3 Qtrs 0.97 Investment Policy 3 Qtrs 0.95 Investment Policy 3 Qtrs 0.92
Index 18.9 -0.65 Index 16.68 -0.54 Index 28.16 -0.27
Russell 1000 Growth 28 -13.68 Russell 1000 Value 77 -9.89 Russell 2000 12 -6.69
Total 21.17 3.74 Total 21.85 4.14 Total 25.14 7.15
Weight 16 0.23 Weight 12 -0.72 Weight 19 0.04
100 24.41 FR1000G 100 23.47 FR1000V 100 34.64 FR2000
100 19.11 5 100 20.89 4 100 23.89 4
Trailing Returns through June 30, 2003 16.58 3 Trailing Returns through June 30, 2003 19.3 4 Trailing Returns through June 30, 2003 20.24 4
Fund 14.7 50 Fund 16.92 62.5 Fund 17.75 50
FR1000G 10.56 -19.41 FR1000V 13.01 -18.77 FR2000 12.05 -21.4
Diff 1 Yr 15.14 Diff 1 Yr 17.27 Diff 1 Yr 23.42
1 Yr 1 Yr FUND -1.43 -0.0143 34.55 1 Yr 1 Yr FUND -5.59 -0.0559 36.04 1 Yr 1 Yr FUND -1.66 -0.0166 44.82
-1.43 UNIVERSE 42 -27.89 ############################## UNIVERSE 91 -22.79 ################################# UNIVERSE 48 -26.97
2.94 POLICY 2.94 0.0294 20.62 -1.02 POLICY -1.02 -0.0102 17.74 -1.64 POLICY -1.64 -0.0164 23.43
-4.37 13 1 -4.57 51 1 -0.02 47 1
2 Yr 5.13 0 2 Yr 3.2 0 2 Yr 8.62 0
-12.16 0.22 1 ############################## 0.09 1 ################################# 1.78 1
-13.01 -2.32 -0.72 -5.07 -0.97 -0.39 -5.18 -1.95 -0.3
0.85 -4.12 -14.94 -2.99 -3.4 -7 0.29 -4.4 -7.11
3 Yr -7.49 0 3 Yr -6.78 0 3 Yr -10.08 0
################################# 2 Yr Diff -2.45 2 Yr Diff -2.75 2 Yr Diff
Incept ROR -21.54 -12.16 0   ############################## -8.06 0 ################################# -4.89 0
Fund 4.98 40 0   -2.26 50 0 0.55 67 0
Policy 4 Yr -13.01 0   4 Yr -5.07 -25 4 Yr -5.18 0
-8.45 52 -0.8 -5.96 19 -0.32 -0.75 69 -1.87
-11.73 -6.46 2.14 ############################## -0.49 -3.75 1/0/1900 7.14 0.53
3.28 -10.22 2.94 -3.51 -5.98 -3.43 -1.58 -0.54 2.4
5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr -12.89 -0.25 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr   -8.12 -1.96 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr   -3.1 -5.87
3/31/1999 -15.1 0.97 3/31/1999 -9.66 0.69 3/31/1999 -5.91 1.41
Incept -17.68 0.03 Incept -11.38 0.01 Incept -11.68 0.02
-7.33 3 Yr 1.56 -2.76 3 Yr -2.95 6.21 3 Yr 0.7
-10.29 3 Yr FUND -16.56 -0.1656 -0.03 0.18 3 Yr FUND -2.45 -0.0245 -0.05 4.27 3 Yr FUND -2.75 -0.0275 -0.08
2.96 UNIVERSE 43 0.07 ############################## UNIVERSE 33 -0.15 1/1/1900 UNIVERSE 69 0.03
Calendar Year Returns POLICY -21.54 -0.2154 1.26 Calendar Year Returns POLICY -0.19 -0.0019 -2.89 Calendar Year Returns POLICY -3.3 -0.033 0.42
Fund 91 3.74 Fund 24 4.14 Fund 74 7.15
FR1000G -10.87 3 Yr FR1000V 8.57 3 Yr FR2000 14.09 3 Yr
Diff -14.88 # of Negative Qtrs Diff -0.75 # of Negative Qtrs Diff 6.6 # of Negative Qtrs
6/30/2003 -17.38 # of Positive Qtrs 6/30/2003 -6.15 # of Positive Qtrs 6/30/2003 0.25 # of Positive Qtrs
Qtr -19.3 Batting Average Qtr -11.24 Batting Average Qtr -3.46 Batting Average
15.47 -22.93 Worst Qtr 13.52 -11.96 Worst Qtr 23.04 -10.81 Worst Qtr
1/14/1900 4 Yr Best Qtr 1/17/1900 4 Yr Best Qtr 1/23/1900 4 Yr Best Qtr
1.16 -8.45 Range -3.75 -5.96 Range -0.38 -0.75 Range
2003 47 Worst 4 Qtrs 2003 60 Worst 4 Qtrs 2003 87 Worst 4 Qtrs
YTD -11.73 Standard Deviation YTD -2.45 Standard Deviation YTD 0.83 Standard Deviation
13.1   87 Beta 1/8/1900 29 Beta 1/16/1900 81 Beta
13.09   -1.63 Annualized Alpha 11.57 2.75 Annualized Alpha 17.88 13.47 Annualized Alpha
0.01 -6.7 R-Squared -2.69 -1.93 R-Squared -1.29 8.82 R-Squared
2002 -8.64 Sharpe Ratio 2002 -4.91 Sharpe Ratio 2002 4.44 Sharpe Ratio
-27.09 -10.57 Treynor Ratio -17.74 -7.06 Treynor Ratio -23.02 1.54 Treynor Ratio
################################# -13.52 Tracking Error ############################## -8.02 Tracking Error ################################# -4.73 Tracking Error
0.8 5 Yr Information Ratio -2.22 5 Yr Information Ratio -2.54 5 Yr Information Ratio
2001 5 Yr FUND 3 0.03 Fund 2001 5 Yr FUND 4.36 0.0436 Fund 2001 5 Yr FUND 12.56 0.1256 Fund
-13.55 N/A -0.93 8 -6.27 N/A 0.97 5 14.12 N/A 7.26 6
-20.42   -2.9 -0.029 4 -5.59   -1.18 -0.0118 7 2.49   3.32 0.0332 6
6.87 -4.73 66.67 -0.68 -2 41.67 11.63 1.35 50
2000 -7.53 -20.21 2000 -3.73 -19.09 2000 -2.69 -23.27
################################# 6 Yr 17.28 5.61 6 Yr 13.52 -2.64 6 Yr 23.95
-22.42 6.75 37.49 1/7/1900 8.09 32.61 ################################# 12.72 47.22
4.47 3.14 -39.67 -1.4 4.63 -24.75 0.38 9.04 -32.84
1999 1998 1997 1996 1995 1994 1.9 25.95 1999 1998 1997 1996 1995 1994 2.99 19.79 1999 1998 1997 1996 1995 1994 5.87 29.87
Returns in Up Markets 0.06 0.96 Returns in Up Markets 2.14 0.99 Returns in Up Markets 3.64 1.04
Fund -2.07 4.75   Fund -0.09 -2.17 -0.0217 Fund -0.06 1.16  
FR1000G 7 Yr 0.97 FR1000V 7 Yr 0.96 FR2000 7 Yr 0.93
Ratio 10.19 -0.76 Ratio 11.33 -0.28 Ratio 14.53 -0.2
2 Yr 6.43 -20.53 2 Yr 7.98 -5.66 2 Yr 11.25 -5.67
42.4 5.1 4.83 41.1 6.79 3.76 82.1 8.16 7.76
41 3.91 1.03 43.2 5.62 -0.6 65 5.3 0.07
103.3 1.82 FR1000G 95.2 3.86 FR1000V 126.3 2.87 FR2000
3 Yr 8 Yr 8 3 Yr 8 Yr 5 3 Yr 8 Yr 6
55.5 11.63 4 32.7 13.07 7 57.6 15.51 6
52.9 8.15 33.33 34.4 10.01 58.33 53.7 12.77 50
104.9 7.12 -21.35 95.1 8.92 -18.77 107.1 9.73 -21.4
4 Yr 5.97 15.14 4 Yr 7.7 17.27 4 Yr 7.99 23.42
2/26/1900 3.63 36.49 24.3 5.72 36.04 61.3 4.8 44.82
61.4 Calendar Year Returns -45.64 29.1 Calendar Year Returns -22.79 55.5 Calendar Year Returns -26.97
94.2 Fund 26.73 83.6 Fund 19.61 110.5 Fund 27.82
3/31/1999 Return 1 3/31/1999 Return   1 3/31/1999 Return   1
Incept %-tile 0 Incept %-tile 0 Incept %-tile 0
50.4 FR1000G 1 28 FR1000V   1 73.7 FR2000   1
54 Return -0.92 31.4 Return -0.17 57.9 Return -0.23
93.3 %-tile -24.69 89.2 %-tile -3.34 127.4 %-tile -6.45
Returns in Down Markets Universe 0 Returns in Down Markets Universe 0 Returns in Down Markets Universe 0
Fund 5th %-tile Diff Fund 5th %-tile Diff Fund 5th %-tile Diff
FR1000G 25th %-tile 0 FR1000V 25th %-tile 0 FR2000 25th %-tile 0
Ratio 50th %-tile 0 Ratio 50th %-tile 0 Ratio 50th %-tile 0
2 Yr 75th %-tile 33.34 2 Yr 75th %-tile -16.66 2 Yr 75th %-tile 0
-38.7 95th %-tile 1.14 -40.1 95th %-tile -0.32 -50.3 95th %-tile -1.87
-39.2 Qtr 2.14 -37 Qtr -3.75 -45.5 Qtr 0.53
98.7 QU. FUND 15.47 0.1547 1 108.2 QU. FUND 13.52 0.1352 -3.43 110.6 QU. FUND 23.04 0.2304 2.4
3 Yr UNIVERSE 19 5.97 3 Yr UNIVERSE 85 -1.96 3 Yr UNIVERSE 21 -5.87
-38.9 POLICY 14.31 0.1431 -0.78 -36.6 POLICY 17.27 0.1727 0.18 -40 POLICY 23.42 0.2342 2.05
-43.8 34 -0.04 -34.2 14 -0.01 -39.2 20 0.04
88.8 18.83 4.75 107 18.3 -2.17 102 29.31 1.16
4 Yr 14.77 -0.03 4 Yr 16.24 -0.04 4 Yr 22.46 -0.07
-34 13.27 0.16 -34.3 15.29 -0.11 -38.9 19.67 0.03
-38.5 11.78 4.16 -32 14.14 -2.32 -34.6 17.41 0.78
88.1 9.89 4.83 107.3 12.27 3.76 112.5 14.37 7.76
3/31/1999 YTD 4 Yr 3/31/1999 YTD 4 Yr 3/31/1999 YTD 4 Yr
Incept 13.1 # of Negative Qtrs Incept 8.88 # of Negative Qtrs Incept 16.59 # of Negative Qtrs
-34 24 # of Positive Qtrs -34.3 80 # of Positive Qtrs -38.9 32 # of Positive Qtrs
-38.5 13.09   Batting Average -32 11.57   Batting Average -34.6 17.88 Batting Average
88.1 24 Worst Qtr 107.3 31 Worst Qtr 112.5 23 Worst Qtr
18.36   Best Qtr 45.7 13.43   Best Qtr 37 24.13 Best Qtr
13 Range 84.7 11.63 Range 90.6 17.58 Range
10.88 Worst 4 Qtrs 9/30/1995 10.98 Worst 4 Qtrs 9/30/1995 14.33 Worst 4 Qtrs
9.53 Standard Deviation Incept 9.27 Standard Deviation Incept 12.16 Standard Deviation
7.52 Beta 37.9 7.02 Beta 32.2 9.27 Beta
2002 Annualized Alpha 42.1 2002 Annualized Alpha 34.9 2002 Annualized Alpha
2002 FUND -27.09 -0.2709 R-Squared 90 2002 FUND -17.74 -0.1774 R-Squared 92.3 2002 FUND -23.02 -0.2302 R-Squared
UNIVERSE 62 Sharpe Ratio Returns in Down Markets UNIVERSE 34 Sharpe Ratio Returns in Down Markets UNIVERSE 85 Sharpe Ratio
POLICY -27.89 -0.2789 Treynor Ratio Fund POLICY -15.52 -0.1552 Treynor Ratio Fund POLICY -20.48 -0.2048 Treynor Ratio
68 Tracking Error Policy 20 Tracking Error Policy 73 Tracking Error
-15.91   Information Ratio Ratio -11.31 Information Ratio Ratio -5.21 Information Ratio
-23 Fund 3 Yr -16.33 Fund 3 Yr -14.2 Fund
-25.5 10 -27.5 -19.88 8 -29.4 -16.62 8
-28.94 6 -43.8 -22.33 8 -34.5 -20.99 8
-32.42 56.25 62.8 -25.04 37.5 85 -27.89 56.25
2001 -20.21 5 Yr 2001 -19.09 5 Yr 2001 -23.27
2001 FUND -13.55 -0.1355 22.62 -27.1 2001 FUND -6.27 -0.0627 13.52 -26.5 2001 FUND 14.12 0.1412 23.95
UNIVERSE 14 42.83 -37.9 UNIVERSE 39 32.61 -31.3 UNIVERSE 24 47.22
POLICY -20.42 -0.2042 -39.67 71.4 POLICY -5.59 -0.0559 -24.75 84.6 POLICY 2.49 0.0249 -32.84
61 25.91 7 Yr 35 18.28 7 Yr 58 29.53
-12.27   0.92 -27.1 5.61   0.99 -26.5 28.33 1.07
-15.3 2.4   -37.9 -3.21 -3.52 -31.3 13.24 -0.92
-19.4 0.97 71.4 -8.64 0.95 84.6 4.74 0.91
-22.65 -0.47 9/30/1995 -12.12 -0.53 9/30/1995 -2.43 -0.15
-26.27 -13.2 Incept -14.21 -9.75 Incept -13.59 -4.15
2000 5.07 -27.1 2000 4.17 -26.5 2000 9.26
2000 FUND -17.95 -0.1795 0.65 -37.9 2000 FUND 5.61 0.0561 -0.84 -31.3 2000 FUND -2.64 -0.0264 -0.17
UNIVERSE 84 FR1000G 71.4 UNIVERSE 37 FR1000V 84.6 UNIVERSE 90 FR2000
POLICY -22.42 -0.2242 10 POLICY 7.01 0.0701 7 POLICY -3.02 -0.0302 8
96 6 33 9 90 8
-0.8   43.75 20.68   62.5 32.01 43.75
-7.05 -21.35 9.66 -18.77 19.05 -21.4
-11.72 25.14 0.81 17.27 10.3 23.42
-16.14 46.49 -9.06 36.04 3.7 44.82
-22.27 -45.64 -9.96 -22.79 -7.1 -26.97
1999 27.71 1999 18.05 1999 26.22
1999 FUND 56.01 0.5601 1 1999 FUND 22.9 0.229 1 1999 FUND 44.2 0.442 1
 N/A 40.12 0 N/A 20.37 0 N/A 27.05 0
  32.43 0.3243 1   14.99 0.1499 1   16.64 0.1664 1
26.37 -0.56 3.15 -0.34 10 -0.11
19.99   -15.42 -5.6   -6.14 -3.23 -2.86
1998 0 1998 0 1998 0
49.36 Diff 30.24 Diff 18.14 Diff
37.1 0 28.06 1 5.24 0
31.26 0 19.31 -1 0.12 0
26.52 12.5 11.45 -25 -6.16 12.5
1998 FUND 16.34 1.14 1998 FUND 4.41 -0.32 1998 FUND -12.86 -1.87
 N/A 1997 -2.52 N/A 1997 -3.75 N/A 1997 0.53
  36.92   -3.66   38.51   -3.43   37.54 0.3754 2.4
32.06 5.97 32.94 -1.96   31.27 -5.87
28.41   -1.8 30.77   0.23 25.98 0.2598 3.31
23.82 -0.08 26.72 -0.01 20.2 0.07
17.55 2.4 22.19 -3.52 12.83 -0.92
1996 -0.03 1996 -0.05 1996 -0.09
31.41 0.09 28.7 -0.19 38.3 -0.04
23.23 2.22 23.06 -3.61 26.2 -1.29
20.57 5.07 21.86 4.17 21.94 9.26
17.81 Incept Incept 19.07 Incept Incept 18.47 Incept Incept
11.91   # of Negative Qtrs 14.29 0.1429 # of Negative Qtrs 10.81   # of Negative Qtrs
1995 # of Positive Qtrs 1995 # of Positive Qtrs 1995 # of Positive Qtrs
40.73   Batting Average 43.02 0.4302 Batting Average 48.22   Batting Average
36.43 Worst Qtr 37.11 Worst Qtr 36.89 Worst Qtr
32.69 Best Qtr 34.97 Best Qtr 29.88 Best Qtr
28.78 Range 31.72 Range 23.65 Range
23.75 Worst 4 Qtrs 26.07 Worst 4 Qtrs 19.72 Worst 4 Qtrs
Standard Deviation 23.58 Standard Deviation 14.65 Standard Deviation
Beta 16.51 Beta 6.14 Beta
Annualized Alpha 1997 Annualized Alpha 1997 Annualized Alpha
R-Squared 32.79 R-Squared 32.62 R-Squared
Sharpe Ratio 16 Sharpe Ratio 23 Sharpe Ratio
Treynor Ratio 30.49 Treynor Ratio 33.36 Treynor Ratio
Tracking Error 33 Tracking Error 14 Tracking Error
Information Ratio 36.25 Information Ratio 35.83 Information Ratio
Fund Fund 31.71 Fund Fund 32.4 Fund Fund
10 27.23 8 29.2 8
  7 23.02 9 26.22 9
Batting Average 52.94 15.42 Batting Average 41.18 19.15 Batting Average 58.82
-20.21 1996 -19.09 1996 -23.27
22.62 33.91 13.53 22.92 33.11
42.83 1 32.62 27 56.38
-39.67 23.12 -24.75 22.96 -32.84
Standard Deviation 25.22 18 Standard Deviation 19.02 26 Standard Deviation 32.41
Beta 0.92 27.27 Beta 1.01 27.28 Beta 1.15
Annualized Alpha 2.11 0.0211 22.3 Annualized Alpha -2.81 23.01 Annualized Alpha 2.43 0.0243
R-Squared 0.97 19.92 R-Squared 0.95 21.51 R-Squared 0.87
-0.44 16.6 -0.34 18.9 0.08
-12.03 11.13 -6.44 15.28 2.15
4.98 1995 4.31 1995 12.26
0.59 39.33 -0.68 38.57 0.16
Policy FR1000G 35.5 Policy FR1000V 36.55 Policy FR2000
10 31.58 7 33.47 8
7 27.42 10 30.16 9
47.06 22.06 58.82 24.43 41.18
-21.35 -18.77 -21.4
25.14 17.27 23.42
46.49 36.04 44.82
-45.64 -22.79 -26.97
Standard Deviation 27.02 Standard Deviation 18.32 Standard Deviation 26.33
1 1 1
0 0 0
1 1 1
-0.52 -0.19 0.02
-14.03 -3.56 0.53
0 0 0
Diff Diff Diff
0 1 0
0 -1 0
5.88 -17.64 17.64
1.14 -0.32 -1.87
-2.52 -3.74 9.69
-3.66 -3.42 11.56
5.97 -1.96 -5.87
-1.8 0.7 6.08
-0.08 0.01 0.15
2.11 -2.81 2.43
-0.03 -0.05 -0.13
0.08 -0.15 0.06
2 -2.88 1.62
4.98 4.31 12.26