Index Comparison
December 31, 2003
		ASSET CONSULTING GROUP
		a division of Gabriel, Roeder, Smith, & Co.
				3 Months	Last 12 Months	Last 3 Years (Annualized)
			Lehman Gov/Credit Bond	-0.023	4.679	8.036
			Lehman Gov/Credit-Intermediate	0.062	4.299	7.671
			Russell 1000 Growth	10.413	29.747	-9.363
			Russell 1000 Value	14.19	30.029	1.219
			MSCI EUROPE	20.377	39.142	-2.888
			MSCI FAR EAST	8.263	36.346	-4.462
			S&P 500	12.176	28.685	-4.051
			Russell 2000 Growth	12.682	48.543	-2.031
			Russell 2000 Value	16.367	46.025	13.827